Instant Credit Auto Repair LLC knows there are difficult decisions when trying to decide which financial service will best suit your needs. Know that we will finance anyone as long as they meet the requirements listed below. We believe it’s important for you to be informed with what we can offer you so please read and think about the questions and if you have anything you want to ask us, feel free to give us a call; we’re always happy to hear from our customers, no matter if they’re existing or potential.

Do I need good credit to qualify for a loan?

No, we may do a credit check to verify your information but your credit score will not affect your loan eligibility.

What do I need to qualify for a loan?

- Drivers license
- Ohio title or memorandum in the name of the person requesting repairs
- Proof of income
- Proof of residence
- You must live within a 30 mile radius of Findlay, Ohio
- An extra set of keys that will be left on file with us

Do I need a down payment?

Yes, you will need a minimum of 20% down of the estimate before we can begin the repairs.

Do you rebuild motors or transmissions?

No, but we may at our discretion replace them with a used component.

What will my payments be?

This is determined on the amount of repairs needed to be done. A typical payment can run from $15.00 to $50.00 a week.

Will you fix all that I request?

No, there are many factors that go into the limit of repairs that we will do at any one time. Our first priority will be directly related to safety and drivability of the vehicle. The nice thing about this is the fact that we will try and keep the bill as low as possible to limit our own exposure to defaults.

If another repair comes up before my original loan is paid in full will you extend more credit?

Yes, as long as the account is current.

Do you replace tires?

Yes.

Can you tow my vehicle to your shop and add that to my loan?

Yes.

Can I drive my car while I make payments on the repairs?

Yes.